Wednesday, May 21, 2014

I’m Afraid Of The Doctor...Bills

Medical Bills Are the Biggest Cause of US Bankruptcies - cnbc.com/id/100840148
Just thinking about the OMG-size bills makes me so afraid I can’t even consider an appointment
I’ll hafta let this thing on my arm alone a while longer, maybe it’ll just go away on its own afterwhile
Last time both the insurance corp and my doctor quickly turned me over to a nasty collection agency
Now the ER bills me 3 times as much as they did before I lost all my coverage when I was offshored

I know I should be brave but I’m just scared of having to go bankrupt cause I cant pay my doctor bills
And I keep having to see these specialists making $400/hr who read my name so warmly in greeting
I want to be a big boy but the thought of financing an operation as costly as a house really scares me
But the dentist and the optometrist dont worry me - cause I won’t ever be visiting either of them

They always find new stuff & put me on more drugs while I keep garbage-gorging and never exercise
But we cut our health costs by skipping checkups and cutting back on the expensive tests & drugs
Besides, we fear if we use any benefits beyond our $20k deductible our insurance rates will double
Just let my crippled back wait cause Mom needs a new hip, cataract surgery and 14 different meds

It scares me cause the docs are above talking about what stuff costs and there’s no way to compare
So, that’s why I’m laying in bed awake at 3AM praying nervously that none of us gets sick tomorrow
I used to just be scared of gettng shots but now its healthcare-driven financial ruin that frightens me
And I know I cant become one of those greedy moochers always sniffing round for more entitlements

I quake like crazy just hearing that a $2000 5 minute ambulance ride is only a small billing appetizer
Cause once the doc is done and I’m at home, the true pain - that is, the financial pain - really begins
I remember how I trembled getting stitches - just like I shake now when another statement arrives
Oh, please don’t make me have to go to the doctor - cause I’m just so afraid it’ll break us for good

So now I just trust my atherosclerosis, high blood pressure, diabetes, obesity and COPD to the Lord
I’m so stressed over my overdue treatment bills that I cant quit smoking or get off the Oxy, just yet
It’s just that TV says getting 1 stitch for a little cut costs like $4000 at the hospital - Oh shyte!
The kids ask me all the time about what dentists are for and where do people go to get those glasses

Thought I retired early without any debt but now I got this $1500/mo health insurance ARM mortgage
Workers get free, untaxed healthcare benefits but I cant even write off my after tax $ premiums…
The administrators cant even tell me if I’ll be covered til it’s over - but I am responsible if it’s not
To them it was just a minor medical coding error, but it completely ruined my credit rating for years

Anyways, our neighbor went to the hospital, picked up some superbug and never came home again
But, we’re lowering our expenses by decreasing the doses on all of our costly, lifesaving medications
I hearda this Affordable Care Act & I’ll tell ya, it looks a whole lot better than that dam Obamacare
And now with this gov’t healthcare takeover them freeloaders are takin up alla our doctors time

If I can just get on disability after unemployment, medicaid’ll kick in until I get on medicare at 65
Why, I might even consider startin some kina st00pid exercisin pogrom just ta save on medical bills
But no, I’m not givin up my place in the doublemeat drivethru fer no lameass kale & tofu sandwich
I can’t believe the nice doctor cut off my cancer treatments…just as soon as they bankrupted me

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